With new regulation the B2L market is on course for change. What is the future of advice in the buy to let market? Will the new rules initiate a two tier system with inevitable fragmentation? In a market with excess demand and under supply will the customers’ needs change?
The pension freedom reforms are set to unlock cash that would previously have bought an annuity. B2L is seen by many as an alternative, secure, asset class that will provide an income as well as capital appreciation. But the multi-managers and income funds will also be competing for this money. Will there need to be more co-operation with wealth advisors re pensions? Is the regulated element of B2L set to become a speciality?