In response to a raft of fiscal and regulatory changes and the challenge of Covid-19, the private rented sector (PRS) has shown substantial resilience. With an ever-evolving environment, accelerated by the pandemic, the future holds further tests. Richard Rowntree, Managing Director for Mortgages at Paragon Bank, a key player in the specialist buy-to-let lending market since its inception, explores how the sector can respond. With a unique perspective and data-supported insight, Richard will discuss what the PRS landscape may look like post-stamp duty, post-pandemic and pre-CGT changes. He will illustrate what he feels are the sustainable opportunities for landlords and highlight the risks. In addition, Richard will talk about what the events of 2020 have taught us and how this can shape our future plans.