London Mortgages Forum: Freefalling into 2023


In December 2020 we ran a session entitled “Basejumping into 2021” with a panel made up of representatives from across the housing transaction and looking at what the next year might bring, following the first year of the pandemic.  There was a lot to look forward to, and the term “basejumping” was used because we felt we had some degree of control over the events which would unfold.

In this momentous year, the year of three Prime Ministers and possibly four Chancellors, and with the housing and mortgage markets both in turmoil it feels we have much less control.  Hence “Freefalling into 2023”.  In this session we want to explore what our well informed panel thinks is coming down the line at us in 2023. We face more regulatory change on several fronts, with the New Consumer Duty and the more rigorous requirements for the Appointed Representatives sector.  We face both international and domestic economic uncertainty and consumer confidence is seemingly in decline.  On the plus side, the need for advice has never been greater and around 1.8 million mortgage customers will be needing this advice on refinancing their fixed rate deals running off next year.  And in the private rented sector, the reality of the new EPC standards will start to be felt.

Each market participant will be asked to speak for around 5 minutes, giving their thoughts of what is ahead, and will then discuss their views between themselves before moving on to questions from the floor and an open debate.



  • Jon Round, Group Financial Services Director, LSL Property Services Ltd
  • Kevin Webb, Managing Director, Legal & General Surveying Services Ltd
  • Ben Thompson, Deputy CEO, Mortgage Advice Bureau
  • Kevin Purvey, Director of Intermediaries, Coventry Building Society
  • Esther Dijikstra, MD: Intermediaries, Lloyds Banking Group
  • Dev Malle, Chief Business Development Officer, Simplify Group

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