With deposit rates still very low, peer-to-peer lending continues to attract savers. But do savers fully understand the risks of P2P? What are the marketing challenges for P2P platforms - and how should traditional banks and building societies be responding to the competition? Our panel of experts debate P2P and the latest challenges in the savings marketplace.
Andrew Lawson, Director - Consumer Lenders, Zopa
Andrew is the Chief Product Officer for Zopa, the UK’s largest peer-to-peer lending site, responsible for the financial performance of the Zopa product, along with the proposition design, positioning and experience for both lenders and borrowers. Prior to joining Zopa in 2014, Andrew was an Associate Partner at Oliver Wyman, a leading global management consulting firm, where he worked with consumer businesses in the UK, Europe and North America, including banking, media, telcos, utilities, retail and online entertainment clients, on data enabled, customer centric growth. Before Oliver Wyman, Andrew worked at Capital One in the UK and Europe, in various risk and marketing roles.
Dan Sinclair Taylor, Partnerships Manager, Funding Circle Dan
Sinclair Taylor is the Partnership Manager at Funding Circle, responsible for growing the reach and application of the Funding Circle platform via strategic partnerships with National and International organisations such as local government, high street banks, SME service providers and marketeers. He took his undergraduate degree at Oxford University, along with the founders of Funding Circle, and went on to practice law at a Magic Circle law firm before moving into strategic business development. Dan is passionate about tennis, motorbikes and technology.
Phil Alcock, Head of Business Development, PBF Solutions
Phil Alcock has 20 years international sales and marketing experience, gained from leading blue-chip B2C marketing organisations. Phil started his career in traditional advertising, working for renowned agencies in London such as M&C Saatchi and MGM OMD. The emergence of the internet in the late ‘90s saw Phil move to Microsoft MSN UK to head up their business development and account management teams and his career in digital media continued at Yahoo! Australia where he managed strategic alliances and channel development. Phil was poached in 2005 to become the start-up MD of RateCity.com.au, now the leading online financial comparison site in Australia. Phil is now a Director of PBF Solutions, a specialist marketing consultancy focused on online channel development for financial services clients.